Car Insurance Estimator Schmeg.com

   

I became a Geico customer in 2000. Still had them up until 4 months ago. I have a 1995 Jeep Wrangler and a 1997 Nissan Altima. My wife drives the Jeep, I drive the Altima. We own them outright so we didn't opt for any comprehensive.

We relocated from Florida to Warwick, RI ( that's another story) in June 2004. We came up here with just the Altima and our rate from $700/year to $1000 year and that's with low liability coverage ($50,000/100,000). We bought the Wrangler in October and our rate exactly doubled to $2000. Where's the discount there? We both have no tickets or accidents. We know New England is expensive but c'mon. So I surfed around and ended up on a site called lower my bills.com.
They have an online application and will get auto insurance quotes from a few companies. I received a quote, for the same coverage, from Traveler's for $1200 per year. That is quite a drop. I then asked Geico to match it and I would stay. They sent an e-mail about how great there claims department is, etc. etc.... They then sent me an e-mail where I was to look at my new updated auto quote...they hadn't updated anything, the rate was the same! I transferred to Traveler's insurance and have had no problems. One can find cheap inexpensive auto insurance by just perusing the internet.
I am still waiting for the Geico man to show up at my door as I am one of the 3% of folks that weren't satisfied.

I strongly encourage people to get a new car insurance quote yearly as insurance companies will lure you in with a low rate at first and then gradually increase the premium over time.