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Accidents Settlement: |
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Of
Accidents and Lawyers -
On
June 8, 1996, I experienced an accident that significantly altered
the course of my life. From the perspective of today, it seems like
a very minor accident. However, the story of this particular incident
may be worth putting into writing because the experience has taught
me some important lessons that may be of value to others.
It
was a typical summer day in Corpus Christi, Texas- hot, mostly sunny,
moderately humid, and wind blowing from the southeast at 10-15 miles
per hour. I was riding my bicycle from my house to a local supermarket,
where I had intended to buy a bottle of chili sauce. In an effort
to avoid the fairly heavy afternoon traffic on Staples Street, I
was riding on the sidewalk. On my left, I was passing through several
blocks of a residential neighborhood. When I was about halfway to
my destination, I could see that the rather nondescript rows of
houses suddenly stopped and opened up into a combination country
club and golf course, complete with an automatic gate and a long,
wide driveway that had been neatly paved with coral colored bricks.
When I was about a hundred feet away from the driveway that allowed
entrance into the golf course, a black minivan emerged from behind
a tree that had partially obscured my view on the left side. When
I was about ten feet away from the intersection of the sidewalk
and the driveway, the van had slowed down and come to a stop just
in front of the sidewalk. I slowed down as well, and briefly looked
up at the van in an attempt to make eye contact with the driver.
Because the van's windows and windshield had been tinted a very
dark gray, I could only see a silhouette of the driver's head. I
could not detect enough facial detail to determine whether or not
the driver had noticed my approach. Nevertheless, seeing that the
van had actually stopped, I increased my speed somewhat and proceeded
across the intersection.
Just
as I crossed the van's path, however, the vehicle unexpectedly began
to speed up again. In the split second of time that remained, I
knew without a doubt that I had neither the time nor the distance
to avoid the impending collision. A wave of primal fear rippled
through my body, beginning near the back of my knees and traveling
upward through my spine. By the time it reached the lower part of
my brain, I had just managed to lean the bicycle to the right, away
from the van, and my hands had just begun to let go of the handlebars.
The front bumper of the van struck the front wheel of the bicycle,
along with a small portion of the bicycle's frame on the left side.
My eyeglasses were immediately separated from my face, landing in
a patch of grass on the side of the driveway. Meanwhile, as I was
flying through the air, I managed to bring my body into something
resembling a fetal position, tucking my head forward toward my chest,
moving my arms inward toward the ribs, and folding my legs upward,
so that my thighs were nearly touching my stomach. After traveling
a distance of about twenty feet, I landed squarely on the middle
part of my back. Upon feeling the impact of the landing, I released
my arms and legs, stretching them out flat along the driveway, but
still keeping my head bent slightly forward. Feeling no pain, I
looked down at my body and realized that I had escaped injury, with
the possible exception of a small scrape on my back. I sat up on
the driveway, and as I did so, I looked to the right, and immediately
recognized and recovered my glasses. Amazingly, they appeared to
be completely undamaged. My bicycle was not so fortunate, however.
The front wheel rim had been bent into an elongated S shape, and
it was immediately obvious that I was not going to be able to ride
the bike, at least not until the wheel could be repaired.
I
had just started to get up from the driveway when I heard a male
voice beckoning me from behind, "Whoa, I think you had better
lay back down there. We need to be sure that you're OK". I
did lie down, but not more than a minute had passed when both an
ambulance and a police car arrived on the scene, seemingly out of
nowhere. At this point, I was allowed to get up, and the police
began to question the driver of the van, who explained to them what
had happened. Meanwhile, the driver of the ambulance briefly examined
me, determined that I had not been injured, and had me sign a release
form stating that I did not require treatment. After the ambulance
left, the police filled out an accident report and gave me a copy.
Apparently, neither of the parties involved in the accident were
ticketed or judged to be at fault, although the police did explain
to me that, legally speaking, bicycle riders were supposed to ride
on the street instead of the sidewalk, and were supposed to stay
as far to the right as possible while still remaining on the road.
After
the police left the scene, the driver of the van introduced himself
to me and apologized for the accident. He insisted that he take
me back home, and since my bicycle was in no shape to ride, I agreed.
The man was surprisingly cordial and professional, and when we arrived
at my house, he explained that he was actually an attorney and gave
me his business card. He offered to pay for the bicycle and asked
me to call him if there was anything that he could do to help. I
thanked him, unloaded the bicycle from the van, and returned home.
Later
that day, my mother noticed the damage to the bicycle. When she
asked me about it, I explained the whole incident to her, and showed
her the accident report and the business card. At this point, she
consulted my uncle (who, interestingly enough, happened to be an
attorney), and he suggested that the attorney who had struck me
could draft a release form that would grant him immunity from any
further claims or liabilities resulting from the accident. In exchange,
I would receive a monetary settlement of $500.
The
next day, my mother telephoned him with this suggestion, and the
attorney readily agreed. On the day after that, my mother drove
me downtown, and we found the office building where the attorney
worked as a partner in a law firm with three other members. When
I found the attorney's office, he showed me the release form that
he had prepared, which was about five pages long and contained a
considerable amount of legalese, most of which I actually understood.
The only real purpose of the document was to protect the attorney
from any future claims against him that could be made as a result
of the accident. However, the $500 that I was receiving in exchange
for the release seemed like a considerable sum of money at the time,
especially considering the fact that I had not really been injured,
and the only real damage that I had suffered in the accident was
the damage to the bicycle, which was really not worth that much
money. Meanwhile, the attorney seemed to think that he was getting
the better end of the bargain. As I was signing the release papers,
he remarked, "We really appreciate that you are willing to
settle this case for us." He then handed me the check, and
with a final handshake, we parted company.
In
the days following this incident, I had a chance to reflect upon
these events and realized that I had learned some valuable lessons.
Some of these lessons were purely practical. For example, I learned
that it is a good idea to know how to fall if one is thrown from
a vehicle as the result of a collision. In particular, the fact
that I was able to keep my head tucked forward saved it from being
smashed against the concrete, which easily could have resulted in
a serious concussion or possible brain damage. Instead, I was able
to control my fall somewhat, so that I was able to absorb its impact
on a part of the body that is not as susceptible to permanent damage.
There
were also lessons to be learned about dealing with other people.
It is usually beneficial, even in situations where one experiences
an unfortunate event, to remain calm and rational, such that the
emotions of the moment are not allowed to interfere with one's better
judgment. Many people who are involved in accidents are all too
eager to immediately blame the other party, regardless of the actual
facts of the case. This often results in acrimonious and unnecessary
lawsuits, many of which end up causing an undue amount of stress
for both the litigants and the taxpayers.
In
this particular case, the fact that the other party was an attorney
also provided a lesson in the importance of not always relying on
popular generalizations or stereotypes. Lawyers are often singled
out by many elements of society for being greedy, exploitative,
and generally corrupt. In this case, however, I seem to have encountered
one who was genuinely fair and honest. It is good to know that there
are some attorneys who actually seem to honor their claims of seeking
fair settlements for accident victims, even if such people are not
necessarily their clients.
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